It is not surprising lots of small companies are saving money by increasing deductibles on their major medical health care plans. Smart employers are using voluntary benefits to bridge the gap.
Small business owners have also begun to see the wisdom of providing disability insurance, life insurance, vision and dental insurance as voluntary benefits rather than part of their core program. They are also leveling the benefits playing field with larger companies by using voluntary products.
Employees are then given access to various types of insurance coverage at rates and underwriting terms they often cannot get on their own.
Note- Lisa Jo New and Associates, Inc. does not provide major medical health plans but we can work with your health broker to develop a total program for your organization. It is best to develop your core package with the voluntary in mind to create the best solution to mitigate risk for employees.
Lisa Jo New & Associates, Inc. 